Spread the cost of your treatment
Payl8r enables you to enjoy your treatment now and spread the cost over a time period to suit you!
Why use Payl8r?
- Apply without affecting your credit
- High acceptance rates
- Low interest rates
- Interest free periods
How does it work?
Step 1 – Chose your treatment
Select your treatment from the dropdown below. Payl8r is available for the following treatments:
- Semi-Permanent Makeup
If you would like to utilise Payl8r for a treatment or amount that is not listed, use the Payl8r repayment calculator and get in touch with us so that we can email you a custom application link (not available for any Doctor administered treatments).
Step 2 – Easy application process
Select deposit amount, instalment plan & complete the 60 second application form.
Step 3 – Book your treatment
Once your application is approved, you will receive an email with booking instructions and link to select the timeslot appropriate to you.
Step 4 – Account Setup
Log into your Payl8r account to view details and payment dates.
How do I repay Payl8r?
You can repay in full within 30 days at 0.0% interest, or choose an instalment plan to repay on a monthly basis. You can change your instalment plan at any time.
Interest rates from 1% per month – remember, if you pay in full in the first month, your loan will be at 0% interest.
What do I need to qualify?
- Be a UK resident
- Have online banking
- Have a regular source of income
How does Payl8r assess your affordability?
If you fail a traditional credit check, you may still have the option to demonstrate your repayment capability by supplying an electronic 90 day bank statement.
For further details please see the Payl8r FAQ.
If you borrow £200 over 12 months at a fixed monthly interest rate of 4% and an annual rate of 48% and representative annual percentage rate of 127.34% You will pay:
Monthly payment: £24.66. Total amount you repay: £295.92 Total charge for credit: £95.92
HOB & AESTHETICS LIMITED is a registered Trading name, Credit Introducer and Appointed Representative of Social Money Ltd t/a Payl8r, a company registered in England under company number 08054296 and is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 675283. Registered with the Office of the Information Commissioner reference number 08054296.